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Q3 2026 earnings • released • EPS beat +10.18% • Revenue miss -2.01%
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NU:NYSE
Nu Holdings Ltd.
$13.22
+12.13%
(+1.43) 1D
$13.07
-1.13% (-0.15)
After hours
Closed: Nov 13, 4:00:04 PM GMT-5  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for NU...
Open
$12.36
High
$13.25
Low
$12.10
Mkt. cap
63.86B
Avg. vol.
85.93M
Volume
152.62M
P/E ratio
17.99
52-wk high
$18.98
52-wk low
$11.20
EPS
$0.73
Beta
0.97
Shares outstanding
3.81B
No. of employees
10K
Open
$12.36
High
$13.25
Low
$12.10
Mkt. cap
63.86B
Avg. vol.
85.93M
Volume
152.62M
P/E ratio
17.99
52-wk high
$18.98
52-wk low
$11.20
EPS
$0.73
Beta
0.97
Shares outstanding
3.81B
No. of employees
10K
News stories
From web sources and news partners
About Nu Holdings Ltd.
CEODavid Vélez
Employees10K
Founded2013
HeadquartersSão Paulo, São Paulo, Brazil
SectorFinancials
IndustryBank
Websitenubank.com.br
Analyst ratings
Based on 10 analysts giving stock ratings to NU in the past 3 months
Buy
Buy
6
Hold
4
Sell
0
12-month forecast
Based on 10 Wall Street analysts offering 12 month price targets for NU in the last 3 months.
Highest
Current $13.22
$23.00 (+73.98%)
Average
$19.05 (+44.10%)
Lowest
$13.00 (-1.66%)
Analyst
Recommendation
Action
Price target
Projected
Date
Gustavo Gala
Monness
Buy
Maintained
$20.00
+51.3%
11/13/2026
Kyle Peterson
Needham
Buy
Reiterated
$19.00
+43.7%
11/13/2026
Gustavo Schroden
Citi
Hold
Maintained
$13.00
-1.7%
11/06/2026
Jorge Kuri
Morgan Stanley
Buy
Maintained
$21.00
+58.9%
10/27/2026
James Friedman
Susquehanna
Hold
Maintained
$16.00
+21%
10/26/2026
Thiago Batista
UBS
Buy
Reiterated
$20.50
+55.1%
10/20/2026
Yuri Fernandes
J.P. Morgan
Buy
Maintained
$23.00
+74%
10/06/2026
Tito Labarta
Goldman Sachs
Hold
Maintained
$23.00
+74%
09/30/2026
Pedro Leduc
Itau Unibanco
Hold
Downgraded
$18.00
+36.2%
09/16/2026
Darrin Peller
Wolfe Research
Buy
Maintained
$17.00
+28.6%
08/25/2026
Mario Pierry
Bank of America Securities
Sell
Maintained
$10.00
-24.4%
08/13/2026
Unknown Analyst
Scotiabank
Hold
Downgraded
$13.00
-1.7%
06/03/2026
Unknown Analyst
Jefferies
Buy
Maintained
$18.90
+43%
02/26/2026
Last report
Nov 12, 2026
Fiscal period
Q3 2026
$0.24 / $0.22
+10.18%beat
Revenue / Est. (USD)
5.82B / 5.94B
-2.01%miss
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Revenue
1.92B
2.07B
1.98B
2.47B
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
594.44M
725.17M
759.81M
929.46M
Operating expense
802.06M
989.37M
1.03B
1.23B
Total operating expenses
802.06M
989.37M
1.03B
1.23B
Operating income
1.12B
1.08B
955.34M
1.24B
Other non operating income
-
-
-
-
EBT including unusual items
1.12B
1.08B
954.31M
1.24B
EBT excluding unusual items
1.12B
1.08B
954.31M
1.24B
Income tax expense
333.61M
182.90M
82.88M
175.22M
Effective tax rate
29.89%
16.97%
8.68%
14.17%
Other operating expenses
207.62M
264.21M
265.62M
303.90M
Net income
782.47M
892.38M
872.06M
1.06B
Net profit margin
40.76%
43.16%
44.03%
42.85%
Earnings per share
0.17
0.19
0.19
0.24
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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